Dreams is what push our world foward. You have a dream to do something, to be something, to imagine something. We should be writing it down. Let's imagine yourself to be an inventor. You dream to create a wigit.As a inventor you take that idea and document it, write it down. You research the idea to see what is out there. You learn that there is others that have similar idea. You ask yourself what do I need to make the wigit, to demonstrate that it can work. So you start writing down the processes that you think will make your wigit work. At this point all that you have done is theories that you have put together that you feel make make your wigit work. You have developed your processes to put to a test, to see if this wigit could work based on your research, your experience, your theories working with similar wigits.This is the planning stage your in. Now we need to design a prototype of this wigit so we can prove our theory. But we will need some financing. By writing down all you've done and the processes we can approach our bank, our investor to show that our idea can do what you imagine. But to get the funding you have show your potential investor that your dream can work by using your prototype to demonstrate that your dream can work. This is what an inventor does to start his project. Dream even though they are some form of idea, these ideas need to have a logical path to bring them to reality. We have to have some logical process to bring it forward to reality. The team that you have utilize the B.A.I.L. team to push your dream forward.So we are in the insurance or the 'I' part of the Bail team. Have you heard of whole life insurance and universal life insurance. We will learn what both can do and what make them different. Here is a sight they may help you NerdWallet

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What is Universal Life Insurance? Pros, Cons and Cost. We will learn together the power of using insurance as a way to reach your dreams. Remember I am not a financial advisor so check for yourself the advantage and disadvantaged in looking to insurance as part of your financial investments.